01. About Us
We are dedicated to providing investment management and strategic wealth planning that is right for you. Simply put, we strive to be our client’s trusted advisor.
02. Our Philosophy
As a firm, our focus is to understand your goals and develop a plan to reach them. We will meet with you to present an analysis and discuss our recommendations.
03. Our Process
A strong planning process is the best way to create a more financially secure plan. It is crucial to create a financial plan that seeks to protect your needs now, and that plans for the future, in a tax efficient manner.
Our Services
Our Team
Founder, President
Paul Spero, CFP®
Founder, President
Paul Spero is a CERTIFIED FINANCIAL PLANNER TM professional with over 30...
Regional Vice President, Principal
Gary Lucas, CCFS®
Regional Vice President, Principal
(315) 451-5885 x213 | glucas@ae.cadaretgrant.com
Gary...
CPA/ABV, CFF
Ronald Pratt
CPA/ABV, CFF
Ron is a Certified Public Accountant with over 20 years of public accounting...
Investment and Insurance Specialist
Brenda Monk
Investment and Insurance Specialist
Brenda joined United Financial Services in 2011. She brings a...
Vice President, Principal
Robert B. Damon, CFP, ChFC
Vice President, Principal
Robert B. Damon, CFP, ChFC, Vice President/ Principal:...
Accounting & Tax Specialist
Rebecca Bain
Accounting & Tax Specialist
Becky joined the company in 1991. She holds a BS in Accounting from...
Wealth Manager, Financial Advisor
Guy Adames
Wealth Manager, Financial Advisor
Office Manager
Marlene Bittner
Office Manager, Administrative Assistant
Marlene provides administrative support to the...
Financial Assistant
Katie Condon
Financial Planning Administrator
Katie is a financial assistant on the investment side of UFS....
Financial Assistant
Audrey Anastasi
Financial Assistant
Audrey works as an assistant to the Financial Representatives. She...
Director of First Impressions
Debbie Erikson
Director of First Impressions
Debbie works the front desk of United Financial Service greeting...
Payroll Specialist
Karen Bisha
Payroll Specialist
Karen has an associates degree in accounting. Karen has been with United...
Our Philosophy Is Simple, We Handle Your Retirement, Investments, And Taxes As If You Were A Member Of Our Family.
Blogs
If you’re approaching retirement age, you may be considering a move to a more retirement-friendly state, particularly if your current state of residence imposes numerous taxes on social security, pensions, and other retirement income. While making the decision to relocate is not something that can be done lightly, there are a variety of options available nationwide that may allow you to retain more of your retirement income. Of course, taxes alone are not the only...
Television today is bombarded with a variety of real estate programs. House hunting, home renovation, home flipping, these programs have stimulated the interest of many individuals to start investing in real estate for themselves. While many first-time investors lean towards purchasing single-family homes, others may not want to become landlords overnight. If you’re looking to invest in real estate but have no desire to screen applicants, handle leaky faucets or broken appliances, or any other...
The Trump administration’s new tax reform bill was signed into law in December of 2017, representing the first major tax change in over 30 years. The changes are significant and are likely to affect nearly everyone in some measure; some positively, while others may find themselves with a higher tax bill in 2018. All of the changes represented in the new tax bill will be in effect through 2025. The first major change was the...
